I serve as a representative to the National Association of Insurance
Commissioners, on behalf of an insurance industry trade association. There
are established forums to hear complaints.
If I can be of assistance to anyone on these issues, just let me know.
Don
-----Original Message-----
From: PUMKINTOWN(AT)aol.com <PUMKINTOWN(AT)aol.com>
To: FHargr3092(AT)aol.com <FHargr3092(AT)aol.com>; tmic-list(AT)eskimo.com
<tmic-list(AT)eskimo.com>
Date: Saturday, April 24, 1999 12:03 PM
Subject: Re: [TMIC] Fwd: [TMIC] Disability problems
>Jan,
>Hi, I really appreciate everyone's concern. I was a stay at home mom for
>eleven years and really do enjoy doing that. I returned to work only 3
years
>ago and have really enjoyed that also. When I stayed home, I continued my
>education. I received my BA when my second child was 5 weeks old. My
point
>here is that I have always done something to keep my mind busy and feel
>productive. I am very angry that I am unable to try a work return or risk
>losing all benefits. I cannot return now, for more than the financial
>reason. The stress of the last few days alone has almost taken my walking
>ability again and the use of my right arm is diminished again and I feel
like
>crap. This was a very hard lesson to learn. I will not push myself into
the
>work force again. I have two attorneys now, something I never wanted and
am
>going to let them do my fighting for me. This is also hard for me to
>swallow. I think we really need some regulating in the insurance industry
>for disability insurance. The preexisting medical issue seems to be
covered,
>not the disability issue though. When I feel up to it again, I would like
to
>learn where to start to have this issue brought up to our government. I am
>not against Uncle Sam. I am a Vietnam-Era veteran and love this country.
It
>makes it hard to realize that they are not even allowing people a try and
>return. I will find ways to keep my mind active when I feel a bit better,
>but I am going to stop pushing myself and just take care of me for a while.
>Thanks so much for your thoughts and suggestions. I hope this doesn't
sound
>to bitter, but I feel pretty bitter right now.
>Lori
>
>