Re: MS and insurance
Jo Ellen Finkelstein (ghellen(AT)ninenet.com)
Mon, 13 Oct 1997 15:43:50 -0500
Marsden51 wrote:
>
> In a message dated 97-10-13 05:46:43 EDT, you write:
>
> << But the diagnosis of TM in 1990 always interfered with insurance in some
> way. I was completely unable to obtain disability insurance. >>
>
> Kevin and all:
>
> I am lucky that I work for the State of Arizona and I have decent insurance
> and good disability (both short and long term). I had my attack of TM over
> Labor Day Weekend and was diagnosed in mid-September. About the same time my
> "dream job" became vacant-- the position of Director of Emergency Aid. I have
> always wanted that job, but it is will the Catholic Diocese and not the state.
> I believe I would have gotten the job (I knew that I was there top prospect)
> but I withdrew my application. I made that decision because I knew the
> insurance wouldn't be in effect until three months after employment and I
> wouldn't even be eligible for disability insurance for two years. Who knows
> if they would have accepted me on the disability insurance at the end of two
> years. I was so depressed and generally bummed out by this. But, I knew that
> I just could not take chances with my insurance or disability at this point in
> my life. So, I had a pep talk with myself and realized that I am very lucky
> to have good insurance and disability (but I really wanted that job! LOL)
>
> Sharon M. (from Arizona)Hi Sharon, Joellen here, sorry you had to forgo your dream job, but
you're right to stick with the one you have and keep the insurance. I
am lucky (in a way) that my husband (he died six months before this
happened, cancer) worked for the post office so I was left with good
medical insurance. One bad thing is that I can't remarry or I lose the
insurance and I'm sure I couldn't get other insurance with this
pre-existing condition. This means that my present significant other
(Dragon) can't get married but what is it anyway but a piece of paper we
feel like we're married (friends say we act like it too)LOL! I guess
it's just one more complication to deal with! (like I haven't had
enough of those!):)LOL