Re: MS and insurance

OCONNOR444(AT)aol.com
Mon, 13 Oct 1997 05:44:24 -0400 (EDT)

In a message dated 97-10-12 21:41:02 EDT, you write:

<< if I'm not interested in changing treatment right now, maybe I'd better
just wait. I know some of you have received an MS diagnosis. Has that
affected your insurance? He said one lady called him to tell him her
insurance went way up after her Ms dx, and she wanted him to change the dx,
but, of course, he couldn't do that. What about medication? Has what you
received after your MS dx helped?
Barbara
>>
I'm in a group plan, and the group rate went through the roof with the
diagnosis of CIDP (chronic Guillain-Barre) from TM in 1997. But the
diagnosis of TM in 1990 always interfered with insurance in some way. I was
completely unable to obtain disability insurance. So I cannot imagine the
actual Dx of MS in that situation would have changed anything --the insurance
companies took the position that I MS but just had not been diagnosed yet.

As far as medications are concerned it would seem that you should be able to
get whatever the doctor will prescribe. When I had TM, I tried just about
every MS medication available and the insurance company certainly could not
question the doctor's decision to attempt to alleviate symptoms with these
drugs. Now, with CIDP, the doctors are also experimenting with drugs used
typically to treat other conditions (such as chemotherapy and gabapentin for
pain).

Kevin O''C